Banking & Finance

 

Financial institutions rely on Esposito Law Group for guidance to draft complex loan documentation, deal effectively with bank regulators, organize holding companies and additional affiliates and deal with the multitude of other issues related to the operation of a financial institution in a complex regulatory environment. We are devoted to working with clients in the financial services industry. Along with our knowledge of banking and corporate law, clients rely on us to assist with employee benefits, employment law, loan origination, loan workouts, collections, asset dispositions, real estate matters and represent them in litigation issues.

When you engage Esposito Law Group, you will find that we understand the challenges presented with the economic realities of a financial institution’s business cycle and the increasingly complex regulatory labyrinth. We’ve been with our clients during the ups and downs in the industry and understand the increased challenges of the financial institutions.

“We offer a can-do, practical approach to legal counsel while offering opportunities to help our clients maintain or regain their momentum in navigating through the business risks and benefits involved. We pride ourselves in getting to know our banking client’s business like they know their business and we are committed to being a full business partner in helping them when legal needs arise.”

  • Banking Law and Regulation

    At Esposito Law Group we strive to be at the forefront of regulatory legislation providing guidance and advice to our clients regarding compliance with both federal and state laws and regulatory matters affecting the financial services industry.

  • Creditor’s Rights and Collections

    We have assisted creditors, from the large financial institutions to the small business owner, in pursuing all rights entitled to them under the law to collect and receive payment. At Esposito Law Group we have also represented a number of creditors in loan modifications, loan workouts, reorganizations, objections to confirmation, and non-dischargeability in bankruptcy proceedings. Esposito Law Group is well-versed in a number of avenues of collection, including but not limited to, garnishment proceedings, depositions in aid of execution and repossession.

  • Transactions/Loan Documentation

    At Esposito Law Group we represent a number of financial institutions in complicated commercial loan transactions. We have also provided assistance to financial institutions in residential transactions ensuring compliance with current regulations.

  • Lender Liability

    We have successfully defended a number of financial institutions in lender liability matters in both state and in federal court. Our expertise in these matters allows us to assist financial institutions and businesses in avoiding lender liability claims and in better assessing legal rights and making the business decision before we ever get to the courtroom.